100% Pure CSS Form #3

Here is a working example.

Here is my third 100% pure css form. That's as clean as it comes! Try and make that with less code - I dare you!

The Form

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01//EN" "http://www.w3.org/TR/html4/strict.dtd">
<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<title>{ visibility: inherit; } CSS Form #3</title>
<style type="text/css">
<!--
body {
	background:#FFF;
	font:62.5%/1.4 Arial, Helvetica, sans-serif;
	background:#DDD;
}
h1 {
	font-size:1.6em;
	margin:0 0 35px;
}
h2 {
	font-size:1.6em;
	padding:0 0 3px;
	border-bottom:2px solid #999;
}
h3 {
	font-size:1.4em;
	margin:0 0 0 160px;
}
h3 span {
	float:right;
	display:inline;
	margin:0 80px 0 0;
}
span.lien {
	margin:0 110px 0 0;
}
form {
	margin:0 auto;
	padding:30px;
	width:505px;
	background:#CCC;
	border:1px solid #999;
}
form div {
	overflow:hidden;
	width:100%;
}
label, input, textarea {
	font-size:1.2em;
	font-family:inherit;
}
label {
	cursor:pointer;
	font-weight:bold;
	margin:10px 0;
	width:150px;
	float:left;
	display:inline;
}
input {
	width:150px;
	margin:10px;
	float:left;
	display:inline;
}
#last label, #last input {
	width:237px;
}
.comments {
	font-size:1.6em;
	margin-top:20px;
}
textarea {
	height:130px;
	overflow:auto;
	width:484px;
}
.submit {
	width:5em;
	padding:.2em;
	font-weight:bold;
	margin:17px 0 0;
	cursor:pointer;
}
input, textarea {
	background:#999;
}
input:active, input:focus, input:hover, textarea:active, textarea:focus, textarea:hover {
	background:#CCC;
	outline:0;
}
-->
</style> 
<!--[if IE]>
<style type="text/css">
input{padding:.2em 0;}
body{behavior:url("csshover.htc");}
</style>
<![endif]-->
</head>

<body>
<form method="post" action="">
<h1>Please take a moment to fill the application out in it’s entirety. An experienced team member will contact you within 24 hours.</h1>

<h2>Personal Information</h2>
<h3><span>Co-Borrower</span>Borrower</h3>
<div>
<label for="firstname">First Name</label>
<input type="text" id="firstname" name="firstname">
<input type="text" id="firstname2" name="firstname2">

<label for="lastname">Last Name</label>
<input type="text" id="lastname" name="lastname">
<input type="text" id="lastname2" name="lastname2">

<label for="address">Property Address</label>
<input type="text" id="address" name="address">
<input type="text" id="address2" name="address2">

<label for="state">Property State</label>
<input type="text" id="state" name="state">
<input type="text" id="state2" name="state2">

<label for="zip">Property Zip</label>
<input type="text" id="zip" name="zip">
<input type="text" id="zip2" name="zip2">
</div>

<h2>Contact Information</h2>
<h3><span>Co-Borrower</span>Borrower</h3>
<div>
<label for="email">Email</label>
<input type="text" id="email" name="email">
<input type="text" id="email2" name="email2">

<label for="homephone">Home Phone</label>
<input type="text" id="homephone" name="homephone">
<input type="text" id="homephone2" name="homephone2">

<label for="workphone">Work Phone</label>
<input type="text" id="workphone" name="workphone">
<input type="text" id="workphone2" name="workphone2">

<label for="cellphone">Cell Phone</label>
<input type="text" id="cellphone" name="cellphone">
<input type="text" id="cellphone2" name="cellphone2">

<label for="besttime">Best time to call</label>
<input type="text" id="besttime" name="besttime">
<input type="text" id="besttime2" name="besttime2">
</div>

<h2>Current Mortgage Information</h2> 
<h3><span class="lien">2nd Lien</span>1st Lien</h3>
<div>
<label for="lendername">Lender Name</label>
<input type="text" id="lendername" name="lendername">
<input type="text" id="lendername2" name="lendername2">

<label for="amountowed">Amount Owed</label>
<input type="text" id="amountowed" name="amountowed">
<input type="text" id="amountowed2" name="amountowed2">

<label for="taxes">Monthly Taxes</label>
<input type="text" id="taxes" name="taxes">
<input type="text" id="taxes2" name="taxes2">

<label for="insurance">Monthly Insurance</label>
<input type="text" id="insurance" name="insurance">
<input type="text" id="insurance2" name="insurance2">

<label for="delinquent">Are you Delinquent?</label>
<input type="text" id="delinquent" name="delinquent">
<input type="text" id="delinquent2" name="delinquent2">

<label for="duedate">If So, Due Date?</label>
<input type="text" id="duedate" name="duedate">
<input type="text" id="duedate2" name="duedate2">

<label for="value">Home Value?</label>
<input type="text" id="value" name="value">
<input type="text" id="value2" name="value2">
</div>

<h2>Current Financial Information</h2>
<div id="last">
<label for="income">Total Gross Monthly Income</label>
<input type="text" id="income" name="income">

<label for="obligations">Total Monthly Obligations</label>
<input type="text" id="obligations" name="obligations">

<label for="household">Number in Household</label>
<input type="text" id="household" name="household">
</div>

<div>
<label for="comments" class="comments">Comments</label><textarea id="comments" name="comments" rows="3" cols="30"></textarea>
<input type="submit" name="submit" value="Submit" class="submit">
</div>
</form>
             
</body>
</html>